This is a list of credit resources that can also help you if you are struggling to find out what options you have to help repair your credit. Your best option is to leave this up to the experts at MSI Credit Solutions, but if you just want more information here are a few links to get you started:
FCRA – The Fair Credit Reporting Act (U.S.C. 15 § 1681 et seq.) regulates the collection, circulation and use of consumer credit information and is the foundation for consumer credit rights in the United States.
FDCPA – Fair Debt Collections Practices Act (U.S.C. 15 § 1682 et seq.) establishes legal protection for consumers from unfair and abusive debt collection tactics.
FACTA – Fair and Accurate Credit Transactions Act is an amendment to the FCRA that allows consumers access to their credit report and outlines identity theft protection.
Smart Credit Building – A consumer information site that dispels credit myths and guides consumers on building their credit scores.